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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Non-Forfeiture
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Non-Forfeiture
|
Included
|
|
Monthly Premium
|
$ 0.00
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$25.50
$26.40
$27.60
$27.90
$29.10
$30.30
$32.10
$33.00
$33.30
$36.30
$36.90
$37.50
$40.50
$41.70
$42.90
$45.00
$47.10
$48.00
$51.30
$54.30
$57.00
$58.80
$60.90
$66.00
$68.70
$72.90
$78.00
$81.90
$87.60
$94.20
$102.60
$110.70
$120.90
$135.60
$148.50
$163.20
$180.00
$199.20
$219.00
$240.90
$266.40
$292.20
$321.60
$382.80
$419.10
$455.10
$497.40
$545.40
$597.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Non-Forfeiture
|
Included
|
|
Monthly Premium
|
$ 0.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$52.80
$55.20
$55.80
$58.20
$60.60
$64.20
$66.00
$66.60
$72.60
$73.80
$75.00
$81.00
$83.40
$85.80
$90.00
$94.20
$96.00
$102.60
$108.60
$114.00
$117.60
$121.80
$132.00
$137.40
$145.80
$156.00
$163.80
$175.20
$188.40
$205.20
$221.40
$241.80
$271.20
$297.00
$326.40
$360.00
$398.40
$438.00
$481.80
$532.80
$584.40
$643.20
$765.60
$838.20
$910.20
$994.80
$1,090.80
$1,194.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Non-Forfeiture
|
Included
|
|
Monthly Premium
|
$ 0.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$70.20
$70.80
$72.00
$75.00
$78.60
$79.20
$81.60
$85.80
$88.80
$91.20
$93.60
$99.00
$102.00
$108.60
$114.00
$117.60
$124.20
$129.60
$130.80
$136.20
$145.20
$152.40
$157.80
$166.80
$175.80
$183.60
$195.60
$207.00
$221.40
$233.40
$252.00
$271.80
$298.20
$322.20
$357.60
$391.80
$432.60
$476.40
$526.20
$576.60
$634.20
$698.40
$765.00
$840.00
$998.40
$1,093.80
$1,186.80
$1,296.60
$1,419.00
$1,553.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov